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Learning to Budget
Budgeting isn't about restriction, it's about prioritizing. The best way to avoid financial strain is to know where your money is going and plan ahead!

Learn about income and expenses and why they're fundamental in maintaining a budget.

A simple, practical rule for a budget that's easy to implement.

Anticipate monthly and yearly expenses and manage your income with this budget calculator.

Learn how to apply the 50/30/20 budget for effective money management. Our free 50/30/20 rule calculator makes budgeting easy.

Creating a budget that works for you is essential to financial wellness and freedom.

Get tips to decide where you should splurge and where you should save.

Food can eat up your budget. Learn how to reduce your food bill with simple steps like limiting trips to restaurants and planning grocery shopping.

Set a goal for reducing your budget each month, then evaluate your expenses and create new goals.

Outline your savings goals and timelines to see how saving with a purpose can help make them happen.

Learn how much you can afford to pay for rent and how that relates to the recommended amount.

Whether it's a cash or a digital envelope system, the envelope budgeting method is guaranteed to help you manage finances like a pro.
![Envelope Budgeting [Cash vs. Digital]](https://static-app-misc.teachbanzai.com/img/article-envelope-budgeting-hero.jpg)
Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.

Explore your options for earning extra income and see how much you could bring in every month.

Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a light switch—you don’t flip the switch and be done with it.

Make the first steps toward creating a college budget by learning specifics about fixed and variable expenses.

The 3 jar money system encourages kids to learn about budgeting by splitting their money into saving, spending, and giving categories.
